The Commission-Only Model Explained
Merion recovers commercial debts on a commission-only basis — no recovery, no fee — so your clients are not asked to pay before a result is achieved.
In this guide
- What 'commission-only' and 'no recovery, no fee' actually mean
- Why the model lowers the barrier for hesitant clients
- How it aligns Merion's incentives with your client's
- Where to confirm the specific terms for a matter
6 min read
What commission-only means
Commission-only means Merion is paid out of what it recovers, rather than charging your client an upfront fee to take the matter on. The principle is simple: if nothing is recovered, your client is not left out of pocket for the recovery effort. This is what 'no recovery, no fee' refers to.
For an adviser, that is an easy proposition to put in front of a client. You are not asking them to gamble money on a chase that may fail. You are offering a route where the cost is tied to a result, which removes much of the hesitation that stops businesses from pursuing legitimate debts.
Why it suits cautious clients
Many businesses leave money on the table simply because chasing it feels like throwing good money after bad. Engaging a lawyer or a fee-charging agency means a cost that lands whether or not the debt is recovered, and that risk is enough to make owners give up.
A commission-only model reframes the decision. Because there is no upfront cost to begin, the question changes from "can I afford to chase this?" to "is this debt worth referring?" — a far easier 'yes'. For clients who have written debts off as not worth the trouble, this can be the difference between recovering and forgetting.
Aligned incentives
The model also aligns everyone's interests. Because Merion is paid from successful recoveries, it has a direct stake in getting your client paid. There is no incentive to run up fees on a matter that is going nowhere; the focus is on recovering money efficiently.
That alignment matters for you as the referring adviser. You are introducing a service whose success is measured the same way your client measures it — by money actually collected. It is a clean, results-oriented arrangement that reflects well on the adviser who recommends it.
Confirming the specifics
The conceptual model is straightforward, but the precise commercial terms — including how commission is calculated for a given matter — depend on the circumstances of the debt. Merion confirms these directly so there are no surprises. To understand the terms that would apply to your client's account, contact Merion.
This page explains the model in general terms and is not legal or financial advice. Always direct clients to Merion for the figures and arrangements specific to their matter before they commit.
Key takeaways
- Commission-only means Merion is paid from what it recovers, not upfront.
- No recovery, no fee removes the risk that stops clients chasing debts.
- The model aligns Merion's incentives with your client's: money collected.
- Specific commission terms depend on the matter — confirm them with Merion.
Frequently asked questions
What does 'no recovery, no fee' mean for my client?
Your client is not charged an upfront fee for the recovery effort. Merion is paid from what it recovers, so the cost is tied to a result.
What commission does Merion charge?
Commission depends on the specifics of the matter. Merion confirms the exact terms directly before any work begins — contact them for figures.
Why does the model suit hesitant clients?
Because there is no upfront cost, the decision becomes whether a debt is worth referring rather than whether the client can afford to chase it.
Add real value for your clients
Refer your clients' overdue debts and we recover them commission-only — you stay the trusted adviser.