Debt Recovery for Wholesale and Distribution Businesses
Wholesalers and distributors extend significant credit — often across large customer bases. Outstanding trade accounts are a material business risk. Merion provides commission-only recovery for B2B trade accounts.
Trade credit recovery for wholesale and distribution businesses
Wholesale supply accounts and distribution service fees are among the most common commercial debts referred to Merion. The standard commission-only model applies — no upfront cost, commission deducted from recovered funds.
Account type
Wholesale supply accounts, trade credit accounts, and distribution service fees. The debtor must be another business — consumer accounts are outside the standard programme.
PPSR relevance
If you supply goods on a retention-of-title basis, a PPSR registration supports your position in a customer insolvency. For an introduction to PPSR basics, visit academy.merion.com.au.
High volume referrals
Merion can discuss arrangements for businesses that expect to refer multiple accounts. Contact us to talk through the options for volume referral programmes.
Interstate customers
Wholesale and distribution businesses regularly deal with customers in multiple states. Merion operates across Queensland, Victoria, New South Wales, and the Australian Capital Territory.
What to prepare before referring
The standard suite of wholesale/distribution documentation makes for the strongest referral:
- Signed credit application and trade terms
- Delivery receipts or signed delivery confirmations
- Outstanding invoices
- Statements of account showing the overdue balance
- Any payment arrangement correspondence
Provide what you have — Merion will advise on the strength of the referral based on the documentation available.
Three steps from ageing report to referral
- 1
Review your ageing report
Identify accounts 60 days or more overdue where self-collection — statements, phone calls, emails — has not produced payment. These are the strongest candidates for referral.
- 2
Refer via the referral form
Complete the referral form with the basic details. Merion contacts you within one business day to confirm and discuss documentation.
- 3
Merion contacts the debtor
Merion engages with the customer debtor and manages all correspondence. You are kept informed throughout the recovery process.
Talk to us about your trade accounts
We are happy to discuss your ageing book and how the programme can work for your business — including volume referral arrangements.
- Phone
- (08) 6325 5761
- [email protected]